Testimonials

Explore the success stories of homeowners who entrusted us with their mortgage journey—empowering dreams, one satisfied homeowner at a time.
I have known Rick for the better part of 15 years. He is an absolute professional, honest to a fault, and incredibly knowledgeable. His client focused approach has helped hundreds of families, over the years, to buy, sell and/or finance the home of their dreams. You would do well to align yourself with Rick as I have!
-Steve Kellerman
I would highly recommend Spencer and Alexa! They helped us to secure a loan and made the entire process effortless. They kept us in the loop throughout the entire process, and never hesitated to answer our questions. They were extremely pleasant to work. We highly recommend them!
-Kim Truong

Rick did an absolutely outstanding job on my original purchase and finance in 2017. Then he reached out to me December of 2021 to refinance at the absolutely lowest rate in existence and helped get rid of the PMI insurance. RICK!!!!!! Your a rockstar, our family thanks you.
-Jeffery Johnson
When looking for a mortgage company - we thought simplicity and helpfulness first. First Cal has every type of loan and product available to get your purchase or refinance done, FAST!
-Matt Miles

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Village Financial Group

Many years of dedicated service have allowed us to play a crucial role in turning home aspirations into reality, always with a keen eye on keeping it within our customers' financial reach.
916-367-3738Rick@RJ4Loans.com
Fax: 916-295-1451
1212 Suncast Lane, Suite 1
El Dorado Hills, Ca. 95762
NMLS #360614
CABRE #01711076
NMLS Consumer Access
Disclosure:
The content provided within this website is presented for information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Other restrictions may apply. Mortgage loans may be arranged through third party providers.
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Our commitment is to provide unparalleled customer service and exceptional value.
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